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Treasury Management


Automated Clearing House (ACH)

ACH Origination is a fast and efficient service that allows you to complete a variety of functions, such as sending direct deposits to your employees, paying vendors, and collecting payments and drafts from your customers.

Some of the benefits of ACH Origination are:

  • Lower processing expenses
  • Set up recurring transactions
  • Reduce check fraud exposure
  • Cut down on human error with template and import options

Contact us today for more information and to apply!

Businesswoman on the phone

Remote Deposit Capture (RDC)

Looking for ways to free up more time in your day? Century Bank has a solution for you! Remote Deposit Capture allows you to conveniently make deposits from your business using a special scanner and secure internet connection Check images are sent to the bank and processed like they were delivered in person!

Some of the benefits of RDC are:

  • Deposit checks securely online
  • Save time and money
  • Easy installation
  • Centralized management – each of your locations can have its own scanner*!
  • Free scanner
  • First month is free!
How It Works

Century Bank will provide one basic item scanner at no cost to the customer*. Once the scanner and software have been installed, customers can begin scanning check deposits to Century Bank for processing. Make deposits on your time from the comfort of your office for same-day processing until our 4pm cutoff time Monday through Friday.

Contact us today for more information and to apply!

*First scanner free, additional scanners for additional charge

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Business Online Banking

Enjoy the convenience of business banking anytime, anywhere. Our Business Online Banking service offers easy and convenient features such as:

  • Detailed account data
  • Account transfers
  • Electronic statement access
  • Check ordering
  • Positive Pay
  • Alerts and notifications
  • User administration

Contact us today for more information and to enroll!

Businessman using a tablet

Positive Pay

ACH and Check law states that business accounts only have 24 hours after a fraudulent check or ACH hits the account to dispute and return the item. Help protect your business from fraudulent activity and automate part of your reconciliation process by using our Positive Pay service. By logging in to your Online Banking account daily and reviewing your Positive Pay items, you can stop fraud before it's too late.

How It Works

After loading issued checks and ACHs in the Positive Pay module, Online Banking will create a file that is compared to items that clear your business account. When an item posts that does not match your Positive Pay file, you will receive an alert and can make a decision to either pay or return the item. You can also review items that have posted that match your Check Positive Pay file.

Contact us today for more information and to enroll!

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